Homeowners insurance protects your home and personal property from various perils.

Liability and Loss of Use coverage are also included in homeowners insurance.

Useful Information:

  • Dwelling coverage pays for damage to your house or any unattached structures.  Some of the most common perils homeowners insurance protects you from are fire, theft, water damage and windstorm.
  • Personal Property coverage protects your contents, including furniture, appliances, or general personal belongings.
  • Liability coverage protects you if you are sued and found legally responsible for the bodily injury caused to others or property damage.
  • Loss of Use coverage pays for additional living expenses during the time your home is being repaired at the time of a claim.
  • Personal Property Replacement Cost protects your personal belongings and at the time of claim, without any depreciation. Replacement cost is essentially ‘new for old’, regardless of the condition of your personal property.
homeowners insurance

We are committed to communicating with you in a professional manner and protecting your confidential information.  We use the information you provide (e.g. name, address, phone number, email, etc.) to contact you to provide the quote results.  We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request. This company does not sell, trade or rent your personal information to others.