We are a leading provider of Property, Commercial, Life, Health, and Auto insurance in Florida. We are committed to providing our clients with the best possible coverage, at the most competitive rates.
Condo Insurance provides coverage for the interior of your condo unit, including fixtures, appliances, and improvements you've made to the unit. If there is damage from covered perils such as fire, water leaks, or theft, this insurance can help cover the cost of repairs or replacements.
Your personal belongings, such as furniture, clothing, electronics, and other possessions, are covered under Condo Insurance. If they are damaged or stolen, you can receive compensation to replace them.
Condo Insurance includes liability coverage, which protects you if someone is injured while in your condo unit or if you accidentally cause damage to someone else's property. This coverage can help cover medical expenses, legal fees, and potential settlements.
If your condo becomes uninhabitable due to a covered loss, Condo Insurance can provide coverage for additional living expenses while your unit is being repaired or rebuilt. This includes the cost of temporary housing and other necessary expenses.
In some cases, if your condo association levies special assessments due to damage to common areas or major repairs, Condo Insurance can provide coverage to help with these expenses. It may also cover improvements you've made to your unit that exceed the standard building coverage.
Condo Insurance can also extend coverage to shared spaces and common areas within the condo building. This ensures that you are protected in case of damages or liabilities that may arise from these areas.
Whether you're looking for more information about our products or services, or you have a specific question about your coverage, we're here to help.
Condo insurance, or HO6 insurance, is a policy designed to provide coverage for individual unit owners within a condominium building. It typically covers the unit's interior and personal belongings, provides liability protection, and sometimes includes loss assessment coverage related to common area damages.
While Florida law doesn't require condo owners to have insurance, most condo associations in the state mandate that owners carry a certain level of coverage. This policy usually protects the owner's interests and ensures the association's master policy isn't solely responsible for damages within individual units.
Condo insurance typically covers the interior of the unit, personal property (such as furniture, clothing, electronics), liability for bodily injury or property damage, loss of use (additional living expenses if the unit becomes uninhabitable), and assessments for common area damages that exceed the association's policy limits.
A quote is not an insurance contract, it is only a premium proposal.