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OUR FEATURED BLOG POSTS ON LIFE & HEALTH INSURANCE:

Health Insurance Plans by Tom Murphy

HMO, EPO, PPO, OMG! How to Navigate Insurance Plans

By Tom Murphy, AP Health Writer

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Hunting for the right health insurance plan outside the workplace used to involve a much lower risk of losing hair — from tearing it out in frustration.
If a shopper could get coverage, the chain of events was often straightforward: Pick a plan, see a doctor and then wait for the insurer to eat most of the bill for that visit. But rising health care costs and the Affordable Care Act are changing the health insurance market.
Continue reading about Healthcare Plans!

 

 

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OUR ANSWERS:

Question: "Do I have to buy health insurance in November to be covered from 01-01-2017? Or I can wait till December to do it?"

Asked by: Andrew C.


Thank you for the question Andrew! Here are the important deadlines to look out for when you are getting Health Insurance for 2017 (According to Health Care Marketplace)

November 1, 2016:  Open Enrollment Begins - Time to Apply for Coverage.

 

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December 15, 2016:  Last chance to get Coverage that will start on January 1, 2017.

(If you enroll before the 15th of any month, your coverage starts the first day of the next month.

If you enroll after the 15th of the month, you’ll have to wait for the month after that: if you enroll on December 16, 2016 your coverage would start on February 1, 2017).

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December 31, 2016: Old 2016 Health Plans will be renewed automatically if you don’t change your plan.

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January 31, 2017:  The last day to apply for 2017 Health Insurance coverage. The end of Open Enrollment.  

 

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Remember:   

If you don’t enroll in Obamacare in 2017, you’ll be fined 2.5% of your income (minimum: around $695 per adult).

Download Open Enrollment 2017 Fact Sheet