Flood insurance protects you from rising groundwater and flood caused by heavy rain, windstorm or tropical depression.

Alltrust reminds you that Homeowners insurance covers water damage from plumbing and appliance leaks, but does not cover Flood damage.

Typically, your mortgage lender will require Flood insurance if your property is in a flood zone, but the National Flood Insurance Program (NFIP) recommends flood insurance regardless of where the property is located as flood damage can happen anywhere.

Useful Information:

  • Flood insurance covers the foundation of your property, walls, floors, and general fixtures.
  • Personal property coverage is also available with Flood Insurance, it protects your furniture, rugs and general belongings.
  • Flood insurance premium stays the same regardless of what insurance carrier you it is purchased from. The reason for it is the fact that Flood insurance is backed by the federal government through the National Flood Insurance Program.

We are committed to communicating with you in a professional manner and protecting your confidential information.  We use the information you provide (e.g. name, address, phone number, email, etc.) to contact you to provide the quote results.  We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request. This company does not sell, trade or rent your personal information to others.