Personal Auto Insurance

Personal Auto Insurance

Personal Auto Insurance

Get a Personal Auto Quote

Contact Alltrust to get the protection that’s recommended for your specific needs: from the minimum state required coverage to full coverage auto insurance.

Understanding your auto insurance coverage is very important.  Minimum state insurance coverage is Personal Injury Protection and Property Damage, which covers your medical expenses and property damages to others.  

  • Liability coverage isn’t state required, but is recommended.  When at fault in an accident, Liability protects you in the case of injury or death of another driver or passenger in the other vehicle.  Liability also protects you for injuries to pedestrians.
  • Carrying Comprehensive and Collision coverage is considered “full coverage.”  Comprehensive coverage protects your vehicle while unoccupied.  Collision coverage protects your vehicle in case you are at fault in an accident, or in case you are hit by an uninsured vehicle.  
  • Uninsured Motorist coverage will protect you if you are hit by an uninsured or underinsured driver, and will pay medical expenses and lost wages.
  • Roadside assistance and rental reimbursement are other coverages available with auto insurance.